Owned and operated by SPCG (“Company”, “we”, “us”, or “our”)Please read these Terms and Conditions carefully before using our Website or services.

By accessing or using any part of the Website or services offered by SPCG, you accept and agree to be bound by the terms outlined below.

DISCLAIMER: The content provided on this website is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions. SPCG does not guarantee specific results from any coaching, consulting, or investment strategy shared through our services.

1. Introduction

Visitors and users of this Website shall be referred to as “you,” “your,” or “User(s).” By clicking “Accept,” “I Agree,” or otherwise engaging with our Website or Services, you confirm your acceptance of these Terms and Conditions.

2. Eligibility

You must be at least 18 years old and able to enter into a legally binding contract to use our services. Use of this site by unauthorized users is strictly prohibited.

3. Fair Use Policy

We strive to deliver the highest value to all clients. To ensure a fair experience for every user, excessive or abusive use of services, including repeated demands beyond the scope of your subscription, may result in limited access or account suspension.

4. Changes to Terms

SPCG reserves the right to update or revise these Terms at any time. Updates will be posted on the Website and are effective immediately upon posting. Your continued use of the Website or services signifies your acceptance of these updates.

5. User Conduct

Users must comply with applicable laws and use the Website for lawful purposes only. You agree not to:

Upload or transmit illegal, offensive, or abusive contentUse the Website for commercial solicitation without written consentInfringe upon the rights, intellectual property, or privacy of others

6. Use of Services

You agree not to:

Share, replicate, or distribute proprietary materials to unauthorized third partiesEngage in spam, phishing, or fraudulent activityHarass or harm SPCG staff or clients

7. Account Registration & Security

When creating an account, you must provide accurate and complete information. You are responsible for safeguarding your password and for any activities conducted under your account.

8. Subscription and Payment Terms

8.1. Service Access & Fees Access to SPCG’s services may be provided on a subscription basis. Payment is due upon registration, and subscriptions renew monthly unless canceled.8.2. Custom Projects One-time or custom financial planning projects are quoted and billed separately. These services are non-refundable once initiated.

9. Refund Policy

9.1. Subscription Services We offer a 30-day satisfaction guarantee. If you’re unsatisfied, contact us within 30 days for a full refund.9.2. Custom Consulting Due to the personalized nature of our work, custom consulting fees are non-refundable once service has begun.

10. Submitted Materials

By submitting content or materials (e.g., testimonials, documents) to SPCG, you grant us the right to use such materials in our business operations unless otherwise stated in writing.

11. Disclaimer of Warranties

All services and content are provided “as is.” SPCG disclaims all warranties, express or implied, regarding the accuracy, reliability, or availability of the Website or services.

12. Third-Party Links

SPCG may provide links to third-party websites for convenience. We are not responsible for the content or practices of those websites.

13. Monitoring

SPCG reserves the right to monitor communications and content shared on our platform to maintain a professional, secure environment.

14. Indemnification

You agree to indemnify and hold SPCG, its officers, and partners harmless from any claims, damages, or legal fees arising from your misuse of the site or services.

15. Termination

SPCG reserves the right to suspend or terminate your access to the Website or services at any time, without notice, for behavior deemed inappropriate or in breach of these Terms.

16. Governing Law

These Terms shall be governed by the laws of the State of [Insert Your State], without regard to conflict of law principles.

17. Intellectual Property

All content, branding, and trademarks on the Website are the intellectual property of SPCG or its partners. Unauthorized use is strictly prohibited.

18. Trademarks

Third-party trademarks referenced belong to their respective owners and do not imply endorsement by SPCG.

Contact Us If you have any questions about these Terms, please contact us at:

📧 [email protected]

© 2025 | SPCG | All rights reserved.